Terms of Service

By accessing or using MunafaKit (“the Platform”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Platform.

MunafaKit is operated by an individual developer and is not a registered company, SEBI-registered investment advisor, portfolio manager, or stock broker.

MunafaKit is an algorithmic trading tool that helps users create rule-based and AI-assisted trading strategies for NSE (National Stock Exchange of India) equities. The Platform provides:

• Technical indicator computation and signal generation
• Rule-based and AI-powered trade signal creation
• Paper trading simulation with virtual capital
• Live trade execution via your linked Zerodha Kite account
• Backtesting and performance analytics

• All trading signals are generated by algorithms and AI models — they are not recommendations from a qualified financial advisor
• Past performance of any strategy, signal, or backtest does not guarantee future results
• You are solely responsible for your trading decisions and their financial consequences
• Consult a SEBI-registered investment advisor before making investment decisions

• Markets are volatile and unpredictable — no algorithm can guarantee profits
• Technical failures (API outages, network issues, software bugs) may result in unintended trades or missed exits
• Slippage, illiquidity, and broker execution delays can affect trade outcomes
• AI models may generate incorrect or misleading signals
• The Platform’s risk management features (stop-loss, kill switch) reduce but do not eliminate risk
• Paper trading results may not reflect real-world live trading performance

By using the Platform, you agree that:

• You are at least 18 years of age
• You have a valid, funded Zerodha trading account
• You understand the risks of algorithmic and equity trading
• You are solely responsible for monitoring your open positions
• You will not use the Platform for market manipulation or any illegal purpose
• You will keep your account credentials and API tokens secure
• You will comply with all applicable SEBI regulations and Indian securities laws

• MunafaKit connects to Zerodha via the official Kite Connect API
• You authorise us to place, modify, and cancel orders on your behalf when live trading is enabled
• We are not responsible for broker downtime, API changes, or execution failures on Zerodha’s end
• Brokerage charges, STT, GST, and other statutory charges are levied by Zerodha and are your responsibility
• You may revoke API access at any time through your Zerodha developer console or MunafaKit settings

• Paper trading uses simulated capital and does not involve real money
• Simulated fills may not accurately reflect real market conditions (slippage, partial fills, liquidity)
• Paper trading performance should not be treated as indicative of live results

• AI signals are generated by third-party language models (Anthropic Claude, OpenAI, etc.)
• AI models may hallucinate, produce errors, or give inconsistent recommendations
• We do not guarantee the accuracy, reliability, or profitability of AI signals
• AI signal generation depends on third-party API availability and may be interrupted

To the maximum extent permitted by law, MunafaKit and its operators shall not be liable for:

• Any financial losses from trades executed or not executed through the Platform
• Losses due to software bugs, downtime, or technical failures
• Losses due to broker API outages or execution failures
• Losses due to incorrect AI-generated signals
• Any indirect, incidental, special, or consequential damages

Your use of the Platform is entirely at your own risk. The Platform is provided “as is” without warranties of any kind, express or implied.

• You may delete your account at any time
• We may suspend or terminate your access if you violate these terms
• Upon termination, all pending orders will be cancelled and open positions will not be automatically closed — you must manage them through your broker

All code, algorithms, UI designs, and content on MunafaKit are the intellectual property of the Platform operators. You may not copy, modify, distribute, or reverse-engineer any part of the Platform without written permission.

Trading rules and strategies you create within the Platform remain your intellectual property.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Platform after changes constitutes acceptance of the updated terms.

For questions about these Terms, please reach out via our contact form.